Government Support for Partnerships,
Corporations, or Sole Proprietorships

Which of the following best describes your current situation?

OPERATING

You + Employees

CLOSED

 Eligible for *CERB, *CEBA

How much has your revenue dropped?  

* Dropped less
than 15%
(March)
or 30%

Stayed the
same or
increased

 * Dropped 15% (March) or 30% (April/May)
or more

10% *SBWS,
*CEBA 

75% *CEWS
support or
10% *SBWS,
*CEBA

*CEBA

 Employees

YES

NO

Is employee off due to COVID-19 - sick, taking care of sick family member, reduced or no hours?

 Eligible for *CERB

YES

Contact BDO to help you navigate these challenges.

Marc Fournier
National Leader, People Advisory
613-780-6455
mfournier@bdo.ca

Craig Mulcahy
Partner, SR&ED and Government Incentives
902-444-5540
cmulcahy@bdo.ca

www.bdo.ca

Government Support for Partnerships,
Corporations, or Sole Proprietorships

Which of the following best describes your current situation?

OPERATING

1

You + Employees

CLOSED

 Eligible for *CERB, *CEBA

1

How much has your revenue dropped?  

* Dropped less
than 15%
(March)
or 30%

Stayed the
same or
increased

 * Dropped 15% (March) or 30% (April/May)
or more

10% *SBWS,
*CEBA 

75% *CEWS
support or
10% *SBWS,
*CEBA

*CEBA

2

 Employees

YES

NO

Is employee sick or taking care of a family member who is sick due to COVID-19?

YES

NO

 Eligible for *CERB

 Eligible for Work Sharing, EI,
and Supplementary Benefit

Contact BDO to help you navigate these challenges.

Marc Fournier
Partner, Advisory Services
613-780-6455
mfournier@bdo.ca

Craig Mulcahy
Partner, SR&ED and Government Incentives
902-444-5540
cmulcahy@bdo.ca

www.bdo.ca

Government Support for Partnerships,
Corporations, or Sole Proprietorships

Which of the following best describes
your current situation?

OPERATING

CLOSED

How much has your revenue dropped?  

* Dropped less
than 15%
(March)
or 30%

Stayed the
same or
increased

 * Dropped 15% (March) or 30% (April/May)
or more

10% *SBWS,
*CEBA 

75% *CEWS
support or
10% *SBWS,
*CEBA

*CEBA

 Employees

YES

NO

Is employee off due to COVID-19 -
sick, taking care of sick family member,
reduced or no hours?

YES

 Eligible for *CERB

You + Employees

 Eligible for *CERB, *CEBA

*GOVERNMENT PROGRAMS

CEWS: Canada Emergency Wage Subsidy

This subsidy is to help businesses of all sizes faced with a significant decline of revenue to either keep their workforce on payroll or re-hire them.

SBWS: Small Business Wage Subsidy

This subsidy will be equal to 10% of remuneration paid during the eligible period, up to a maximum subsidy of $1,375 per employee and $25,000 per employer.

CERB: Canada Emergency Response Benefit

Employees with reduced pay of $1,000 or less and seasonal workers are now eligible.

CEBA: Canada Emergency Business Account

For small businesses and not-for profits with a 2019 payroll between $20,000 and $1.5 million. The loan is up to $40,000 at 0% interest until December 31, 2022. If the loan is paid off by December 31, 2022, a quarter of the loan will be forgiven.

EI: Employment Insurance

For those who qualify for EI, EI regular or sickness benefits will become available after CERB. The Supplementary Unemployment Benefit (SUB) plan is also an option in combination with the EI regular or sickness benefits for those that qualify.

Contact BDO to help you navigate these challenges.

Marc Fournier
National Leader, People Advisory
613-780-6455
mfournier@bdo.ca

Craig Mulcahy
Partner, SR&ED and Government Incentives
902-444-5540
cmulcahy@bdo.ca

www.bdo.ca